Apple Pay with Octobank card
Add your Octobank card to Apple Wallet and pay with your iPhone or Apple Watch — without using your physical card
Pay the way that works for you
iPhone — Easy and fast
With Apple Pay, you can pay quickly and easily in stores, online and in apps. Authenticate with Face ID, Touch ID or your passcode.
iPad and Mac — An easy way to pay online and in-app
Use Apple Pay to pay online and in apps without having to enter your card details every time.
Hands full? - Apple Watch
Simply hold your Apple Watch up to the card reader.
Privacy and security with Apple Pay
Only you can authorise payments
Face ID, Touch ID or passcode protect your goods
Keep your data private and secure.
Card number is never stored on your Apple device.
Your card number is never shared by Apple with merchants
keeping these details hidden
Why Apple Pay is convenient
Pay without your physical card
Pay with your iPhone or Apple Watch — no need to carry your physical card
Card details stay protected
A unique device-specific number is used for payments instead of your actual card number
Fast authentication
Authenticate payments with Face ID, Touch ID or your device passcode
Easy card setup
Add your Octobank card to Apple Wallet in just a few steps
Octobank card support
Apple Pay supports Octobank cards for convenient, secure payments.
Adding your Octobank card is easy.
Apple Pay is here and available on your Apple devices. Open Apple Wallet or Octo-Mobile on your iPhone and you’re just a few taps away from using Apple Pay with your Octobank card.
Add your card to Apple Wallet
Open Apple Wallet on your iPhone
Tap «Add Card»
Enter or scan your card details
Complete the verification and confirmation process
Done — your card has been added to Apple Wallet and is ready to use
How to add a card in the Octo-Mobile app
Open the bank app and go to the “Cards” section
Select your Octobank Visa, Mastercard or HUMO card
Tap “Add to Apple Wallet”
Accept the terms and conditions and, if required, complete additional verification
Done — your card has been added to Apple Wallet and is ready to use
How to pay with Apple Pay
Choose Apple Pay
At checkout or in the app, select Apple Pay as your payment method
Confirm your payment
Authenticate with Face ID, Touch ID or your passcode
Finish your purchase
Hold your device near the reader to pay
Use Apple Pay at your favourite shops and services
Questions? Answers.
What is Apple Pay?
Apple Pay is an easy, secure and private way to pay using your Apple devices. Add an eligible Octobank card to Apple Wallet and use it to pay in stores, in apps and online wherever Apple Pay is accepted.
How do I add my Octobank card to Apple Pay?
You can add your card through Apple Wallet or the Octo-Mobile app.
Which Octobank cards can I add to Apple Wallet?
Apple Pay is available for eligible Octobank cards that support adding to Apple Wallet.
If the option to add your card is not available, please contact Octobank for more information.
Which devices can I use with Apple Pay?
Apple Pay works with compatible Apple devices, including iPhone, Apple Watch, iPad and Mac.
You can use iPhone and Apple Watch to pay in stores. Apple Pay can also be used on supported websites and in apps on iPhone, iPad and Mac.
Where can I pay with Apple Pay?
You can use Apple Pay in stores that accept contactless payments, as well as on websites and in apps where Apple Pay is available.
In stores, look for the contactless payment symbol. Online and in apps, look for the Apple Pay button at checkout.
How do I pay with Apple Pay on iPhone?
Double-click the side button, authenticate with Face ID, Touch ID or your passcode, then hold your iPhone near the contactless reader.
How do I pay with Apple Watch?
Double-click the side button on your Apple Watch, then hold it near the contactless reader to complete your purchase.
Is Apple Pay secure?
Apple Pay is designed with privacy and security in mind.
Payments are authenticated using Face ID, Touch ID or your device passcode. When you pay, a device-specific number is used instead of your actual card number, helping keep your card details protected.
Is my actual card number stored in Apple Pay?
Your actual card number is not stored on Apple servers and is not shared with merchants when you pay.
Apple Pay uses a device-specific number and a unique transaction code to help protect your payment information.
What should I do if I lose my iPhone or Apple Watch?
You can use Find My to mark your device as lost and suspend the ability to pay with Apple Pay on that device.
If needed, you can also remove your payment cards from the device remotely.
Can I use Apple Pay without an internet connection?
You do not need Wi-Fi or a mobile data connection to make an in-store payment with Apple Pay on your iPhone or Apple Watch.
Your device uses NFC to communicate with the payment terminal. Transaction information may be updated on your device once it reconnects to the internet.
Are there any fees for using Apple Pay?
Apple does not charge users an additional fee for paying with Apple Pay.
Standard Octobank fees, rates and card terms may still apply depending on the type of card and transaction.
Can I use Apple Pay abroad?
Yes. You can use Apple Pay abroad wherever contactless payments are accepted and your card is supported.
Foreign transaction fees or other charges may apply in accordance with Octobank’s card tariffs and terms.
Are there any payment limits with Apple Pay?
Apple Pay does not set a separate limit on the number of payments you can make.
However, transaction limits and other restrictions set by Octobank, the payment network or the merchant may apply.
Do I need to carry my physical card?
No. Once you add an eligible Octobank card to Apple Wallet, you can pay with your iPhone or Apple Watch without using your physical card.