How to check your credit history



Instruction from Octobank

How to check your credit history

How to check your credit history


Banks look at your credit history when deciding whether to approve a loan. If you have taken loans before and repaid them on time, that’s a plus. But if there were delays or outstanding debts, getting a new loan will be more difficult.

You build a good credit history yourself — through how you use your cards, repay loans, and manage your financial obligations.

“If you approach this wisely — don’t borrow more than you can repay, make payments on time, and stay in contact with the bank — you’ll have a better chance of getting a loan on favorable terms in the future.”

You can check your credit history on the website my.gov.uz.
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1. Visit the website my.gov.uz 

2. Log in to your account via OneID or MyID


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3. In the upper-left corner, select “Menu”
 
4.In the Menu, select “Popular Services”


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5. Select “Obtain Credit History”

6. Read the offer and click “Next”
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7.Fill in the fields and select your region of residence.



8. Check that your phone number is entered correctly.


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9. Review your information once more. If all details are correct, click “Submit.”

10. Once everything is processed, you will receive an SMS with a link to your credit history.